Many people these days face starting over again in the relationship stakes.  Having lived with one person for many years, it can be extraordinarily difficult to know what to look out for in a new relationship.  However, there are several key factors to consider, quite apart from “falling in love”, before taking the plunge.

Some of these factors can appear quite trivial - such as whether one of you throws their clothes over a chair or on the floor, or wants to leave the washing up in the sink, while the other is completely tidy.  Adjusting to each others’ personal habits - or finding them increasingly irritating - can make or break a relationship in the long run.

Spending habits can be another source of contention.  Being on different wavelengths over financial priorities can cause serious resentment and disagreements, while having similar long-term financial goals is a promising sign.  If you are considering sharing your life you will be sharing your wealth too, so think with your head as well as your heart before deciding to take the financial risk of living together.  And if you are in a financial rut, bear in mind that it is ultimately up to you to clear up your own financial problems: don’t rely on a new partner to do it for you, however tempting it might be.

Another key factor is how much time you currently spend together.  If you are not sure whether you would feel restricted by spending most of it together, test the emotional waters by going away together for an extended time.  And practice fitting your own and mutual friends, family and activities into your combined life to see how far your patience is pushed.

Many people turn to cohabitation as security against the rising divorce rate, although studies show that it is not necessarily the answer to relationship break-up.  Instead, as has always been the case, commitment, understanding, communication and a measure of unselfishness are what count most.

There is no fast or easy way to know if moving in together is right for your relationship.  Ask yourself what solid reasons you have for taking such a large step.  Take your time when making the decision and don't let yourself feel pressured.  Think carefully about the likely progression of the relationship, as well as your personal objectives, before diving into a new life.